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Inflation Calculator

Find out how inflation affects the purchasing power of money over time.

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📐How Inflation Erodes Purchasing Power

Compound Inflation Formula

Adjusted Amount = Original × (1 + rate)^years
  1. 1Inflation compounds annually — each year's prices are based on the prior year's prices, not the original.
  2. 2A 3% annual rate means prices double in roughly 24 years (use the Rule of 72: 72 ÷ 3 = 24).
  3. 3The calculator shows what your original amount would need to be in the future to buy the same goods.
  4. 4Purchasing power lost = (adjusted − original) ÷ adjusted × 100%.

* The US Federal Reserve targets 2% annual inflation. Historical US average inflation is approximately 3.1% (1913–2024).

Financial DisclaimerThe results provided by this calculator are for informational and educational purposes only and do not constitute financial, investment, or lending advice. Calculator outputs are estimates based on the inputs you provide and standard mathematical formulas — actual results will vary based on lender terms, fees, credit score, market conditions, and other factors not captured here. Always consult a licensed financial advisor, mortgage broker, or CPA before making any significant financial decisions. USCalculator.net is not a licensed financial institution and does not offer financial products or services.

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