📊

Investment Calculator

Project investment returns with inflation adjustment and monthly contributions.

$
$
%
%

📐How Investment Returns Are Projected

Future Value with Monthly Contributions

FV = P(1 + r/12)^(12t) + C × [(1 + r/12)^(12t) − 1] ÷ (r/12)
  1. 1P = Initial investment, r = annual return rate, t = years, C = monthly contribution.
  2. 2The first term compounds your starting amount. The second term compounds your ongoing contributions.
  3. 3Inflation adjustment divides the nominal future value by (1 + inflation rate)^years to show purchasing power.
  4. 4The difference between nominal and inflation-adjusted values shows how much of your 'gain' is actually just keeping pace with rising prices.

* Past market performance does not guarantee future results. Diversification and long time horizons reduce but do not eliminate risk.

Financial DisclaimerThe results provided by this calculator are for informational and educational purposes only and do not constitute financial, investment, or lending advice. Calculator outputs are estimates based on the inputs you provide and standard mathematical formulas — actual results will vary based on lender terms, fees, credit score, market conditions, and other factors not captured here. Always consult a licensed financial advisor, mortgage broker, or CPA before making any significant financial decisions. USCalculator.net is not a licensed financial institution and does not offer financial products or services.

Advertisement

Related Calculators